In a PAP, what defines Your Covered Auto?

In a PAP, what defines Your Covered Auto?

• A. Vehicles shown in the declarations
• B. Any vehicle the insured drives
• C. Only the owned vehicle
• D. Any vehicle used for business purposes

Answer: (A)

Your Covered Auto is defined by the vehicles shown in the declarations. Those are the autos the policy provides coverage for, under its terms. Other vehicles you might drive aren’t automatically covered unless they meet specific provisions (like newly acquired autos or temporary substitutes) and business-use vehicles may require endorsements. So the declarations determine which cars are covered.

Your Covered Auto is defined by the vehicles shown in the declarations. Those are the autos the policy provides coverage for, under its terms. Other vehicles you might drive aren’t automatically covered unless they meet specific provisions (like newly acquired autos or temporary substitutes) and business-use vehicles may require endorsements. So the declarations determine which cars are covered.